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Software Engineer - Platform Foundation

Basic Capital

Basic Capital

Software Engineering
New York, NY, USA
USD 180k-275k / year + Equity
Posted on Dec 18, 2025

Location

New York Office

Employment Type

Full time

Department

Engineering

Compensation

  • $180K – $275K • Offers Equity

About Basic Capital

Basic Capital is a fintech company disrupting America’s $1T retirement industry by building the mortgage for retirement, unlocking market ownership, and making wealth accessible to every American. Our mission is to create products, platforms, and a credit marketplace that power a fundamentally new retirement system.

Our founding team includes leaders from Goldman Sachs, Uber, Block, Stripe, and Robinhood. We’re backed by top investors such as Lux Capital, Forerunner Ventures, BoxGroup, SVAngel, Inspired Capital, and Henry Kravis. Based in SoHo, NYC, we’re assembling a lean, high-performance team committed to reducing wealth inequality.

For more information, visit Basic Capital’s website.

You will

  • Be a founding member of a team responsible for customer experience and Basic Capital's operational excellence

  • Rapidly prototype and deploy solutions for high priority customer requests

  • Triage, rapidly prototype, and deploy solutions for high priority customer requests, becoming an expert in our systems end-to-end

  • Build internal dashboards, monitoring systems, and operational tools that give our team real-time visibility into customer health

  • Participate in architecture discussions, planning, and code reviews across the organization

Required Competencies

  • Strong experience with modern backend frameworks, API design, and event-driven systems

  • Strong architecture design and problem-solving skills

  • Proficiency in any of the following: Kotlin, Rust, Java, Go, C/C++, Python, Ruby, or TypeScript

  • Experience working with MySQL or PostgreSQL

  • Experience with modern build systems and cloud infrastructure (AWS, GCP, Azure)

Preferred Competencies

  • Experience in fintech or early-stage technology companies

  • Experience working in Kotlin backends

  • Experience with Temporal for asynchronous workflow orchestration

Cultural Fit

  • Passionate about solving big social problems with pragmatic solutions

  • Aptitude for complexity and curiosity for financial markets

  • Enjoys learning new technologies and selecting the right tool for each job

  • Adaptable and open to contributing across the tech stack as the team evolves

  • Autonomous, high agency, accountable, and thrives in a fast-paced environment

  • Strong collaboration and communication skills, working effectively in cross-functional teams

  • Excited to be a part of an in-office team

Compensation Range: $180K - $275K