Senior Product Manager - Consumer Lending and BNPL

About Fizz:

Fizz is on a crusade to empower young adults to become financially confident and independent. Backed by Kleiner Perkins, SV Angel, Y Combinator and the founders of eight Unicorns such as Postmates, Public.com, Handshake and Motive, Fizz is poised to become an iconic, category-defining brand. Our first product is a debit card that builds credit with no fees, no interest and no risk of overspending. Named the best credit building product for students by Business Insider, Fizz is beloved by thousands of students at over 300 universities including Penn State, University of Florida, UCLA, Harvard and more. We're looking for a Senior Product Manager to join our dynamic and growing team, and help us launch a novel Consumer Lending/BNPL product..

Job Description:

As a Product Manager for a new consumer lending product at Fizz, you will play a pivotal role in shaping the future of financial independence for students. You will be responsible for the end-to-end product lifecycle, from ideation through post-launch assessment and iteration. You will work closely with cross-functional teams to create a product that not only meets the unique needs of students but also aligns with our mission and business goals.

Who We’re Looking For:

• Experienced: ~3 years of experience in product management, preferably with a focus on lending products at buy now pay later companies like Klarna, Block, Afterpay, or Affirm.

• Technically Skilled: Proficiency in product management tools, SQL, and data analysis. Ability to work closely with engineering teams and understand technical aspects of product development. Very strong design literacy.

• Analytical Mindset: Strong analytical and problem-solving skills. Ability to make data-driven decisions.

• Effectively Communicative: Excellent written and verbal communication skills. Ability to articulate complex concepts clearly and persuasively to different audiences.

• Collaborative: Proven ability to work effectively in a cross-functional team environment. Strong interpersonal skills and ability to build relationships with stakeholders at all levels.

• Passionate: A passion for creating innovative financial products that make a dramatic positive impact on users' lives.

What You’ll Do:

• Product Strategy and Vision: Define and drive the product vision and strategy for our student lending product. Ensure alignment with Fizz’s goals and student needs.

• Roadmap Development: Own the product roadmap, ensuring timely and successful delivery of product features and enhancements.

• User Insights: Understand student borrowers deeply—what drives their decision-making, their financial challenges, and how we can better serve them.

• Feature Definition: Develop detailed product specifications, wireframes, and user flows. Collaborate with engineering and design teams to bring these features to life.

• Market and Competitive Analysis: Stay updated on market trends, competitive landscape, and regulatory requirements to inform product decisions and strategy.

• Cross-functional Collaboration: Work closely with engineering, design, analytics, marketing, sales, legal, and customer support teams to ensure seamless product development and launch.

• Performance Metrics: Define and monitor key success metrics. Use data-driven insights to drive product decisions and iterations.

• Regulatory Compliance: Ensure all product features comply with relevant financial regulations and standards.

• User Testing and Feedback: Conduct user testing sessions, gather feedback, and iterate on product features to ensure a best-in-class user experience.

• Launch Readiness: Oversee the go-to-market strategy, ensuring all teams are prepared for successful product launch and scaling.

Fizz Perks:

• High potential for growth & complete ownership from the beginning 📈

• Only work with colleagues that get it 🧠

• Generous equity in an early-stage startup 🤩

• New York City Office 💼

• Competitive base salary 💸

• Full medical and dental benefits

• Rapid learning environment 🚀

• Flexible WFH and vacation policy 🏝

• 401K plan with match

• Build a generational company 🏢