About Us:

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.

We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.

We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

About the Position

We are looking for highly motivated university graduates to start their careers with us at Parafin! You’ll be working with a talented team of engineers, building performant, reliable, and usable products in embedded finance. You’ll work with the team and our business partners in a high-growth environment, learning from experienced engineers, and growing your own skills and career in the process, with the expectation of solidifying your best practices and gaining independence over time. We are currently experiencing both high growth and increasing opportunities for impact on small businesses, so if this sounds like something you are interested in, come aboard!

What You’ll Be Doing:

• You will contribute to the development of our suite of embedded financial services products.

• You will learn fast software fundamentals and execute high-quality code across our tech stack to support product development and enhance system reliability.

• You will collaborate with team members and stakeholders across the company to help design and build new products and experiments.

What We’re Searching For:

• You care deeply about building high-quality software and take immense pride in your craft.

• You are excited to work with a team to drive the development of the product from 0 to 1.

• You have a strong grasp of engineering fundamentals.

• You are excited about working on a small team and helping us set the foundations for the company.

• You have a growth mindset and are eager to learn.

• Eligible candidates will have a Bachelor’s degree in Computer Science or a related field, with graduation dates in Summer/Winter 2025 or Summer 2026.

We Prefer If You Have:

• Intern/co-op experience with typed backend languages, async workflows, or data/ML pipelines

• Exposure to fintech/payments, experimentation, or reliability/observability work

What We Offer

• Salary Range: $160k-$175k

• Equity grant

• Medical, dental & vision insurance

• Unlimited PTO & work from home flexibility

• Commuter benefits

• Free lunches

• Paid parental leave

• 401(k)

• Employee assistance program

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us.