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Who we are

Our mission at Point is to make homeownership more valuable and accessible to all. Every day, we explore, build, and iterate to create innovative financial products that improve the lives of our customers. Together, we’re creating the premier full-stack home equity platform to help current homeowners access their home wealth and aspiring ones realize their dream of homeownership. Point has raised over $180M from Andreessen Horowitz, WestCap, Prudential and other leading investors.

Our culture

We are a people-first, value-driven team. We come from varied backgrounds, experiences, and time zones. Our teams are aligned in service to our goal — to improve the lives of customers. Our culture is built on sharing ideas, supporting each other, and being empowered to do our best work. Find out what you can accomplish as part of an engaged, high-achieving team focused on a common goal.

About the role

Point seeks a talented, experienced Valuations Underwriter. As a Valuations Underwriter, you will be responsible for analyzing and verifying property data to support our Underwriter team in assessing the collateral behind our home equity investments.

You will work closely with the Underwriter teams and Investor Operations teams to ensure a high level of analytical quality to mitigate the risk involved with investing in the underlying assets.

Your responsibilities

• You’ll use your expertise to assess and analyze the value of the subject properties we invest in.
• You’ll bring an in-depth knowledge of residential real estate valuations/appraisals to confirm and clarify the value of the collateral as presented by property valuation products.
• You’ll research subject property and comparables based on online sources including county records & MLS, and information provided by real estate professionals and homeowners.
• You’ll work closely with the Underwriting and Investor Operations teams to ensure a high level of analytical quality.
• You’ll be instrumental in assisting with vendor management oversight for all Appraisal Management Companies in our network.
• You’ll work closely with the senior members of the company and will be exposed to all aspects of Point’s business.

About you

• You are passionate about the big problems in society and about the big decisions that people make in their lives.
• You have thought deeply about homeownership or experienced the trials and tribulations of becoming a homeowner first-hand.
• You believe that technology will have a significant impact on financial institutions and you want to be in on the ground floor.
• You can easily flex from providing a high level of service to examining every detail of the credit analysis. You love the process of reviewing and solving a problem.
• You collaborate effectively with your peers in customer operations, product, and marketing. You are a clear and articulate communicator.
• You thrive in a fast-paced, collaborative environment. You are ready to take ownership of your pipeline of appraisal evaluations and the application process.

Our benefits

Generous health benefits

• We provide medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA). Point covers 99% of employee medical, dental, and vision premiums.

Unlimited paid time off

• Recharge with unlimited paid time off and 10 company holidays.

Flexible remote & onsite work

• Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ.

Fully paid parental leave

• Point will true-up wages from state-applicable PFL earnings so that the employee’s total gross pay will be equivalent to 100% of their regular base pay, as well as two weeks of fully paid leave to be available after exhaustion of state PFL.
• For employees in states without Paid Family Leave, Point will provide up to 8 weeks of paid parental leave.
• In addition, all employees will receive 4 weeks of fully paid transition time. For four weeks after returning from parental leave, and following the use of all other paid leave benefits, you may work part-time, meaning two or three days per week, and receive 100% of regular base pay.

Financial wellness

• We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage. Full-time employees have the opportunity to take ownership of the company through equity options.

Extra work/life benefits

• We provide monthly stipends for internet, mobile plans, and a one-time home office reimbursement.

Point is proud to be an equal-opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews coupled with your experience, location, and other job-related factors to determine final compensation.

Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary range for roles at this level based on market by tiers (Region | Location | Market Range):

• • Tier 2 | Chicago, Austin, Denver, Boston, Washington DC, San Diego | $45,100 - $60,900
  • Tier 3 | All other US metro areas | $42,500 - $57,500

This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews coupled with your experience, location, and other job-related factors to determine final compensation.

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